Financial Planning Overview

Financial Planning Portal

We offer interactive financial planning designed to help you build and track a personalized strategy tailored to your goals. To support this process, we use a powerful planning software called RightCapital, which allows for real-time collaboration, ongoing adjustments, and a clear visual representation of your financial roadmap.

Program Overview

Clients with assets exceeding $500,000 under Financial Gravity gain exclusive access to our advanced financial planning software, RightCapital. This powerful platform provides a comprehensive retirement analysis, empowering clients to evaluate their progress and stay on track toward achieving a secure and successful retirement. Through a seamless, holistic portal, RightCapital allows you and your dedicated advisor to manage all aspects of your financial planning needs. From creating detailed income projections and savings strategies to optimizing cash flow, budgeting, and investment allocation, this tool ensures every element of your financial plan is integrated. It also supports goal tracking, tax planning, Social Security optimization, risk management, and scenario analysis, giving you the clarity and confidence to make informed decisions and achieve your long-term financial goals.

Our Goal

Our goal is to get our client's Probability of Success (POS) score over 85% in our planning software. The POS is measured using a "Monte Carlo simulation," which is calculated by running the projection of your portfolio 1,000 separate times. Some sequences of returns used in the Monte Carlo simulation will give you better results, and some will give you worse results. These multiple trials provide a range of possible results. Right Capital considers a trial to be “successful” if your invested assets are greater than zero at the end of your planning horizon. The percentage of successful trials is the POS of your plan, with all its underlying assumptions.