Glossary

0-9ABCDEFGHIJKLMNOPQRSTUVWXYZ

4

4 Alpha

4 Alpha is an actively managed, undiversified, low-turnover equity investment strategy in which clients typically directly own stocks.

4 Beta

4 Beta is a diversified, low turnover equity strategy in which clients typically own ETFs.

A

ADB

Average Daily Balance

AUM

Assets Under Management

F

FGAM

Financial Gravity Asset Management (FGAM): A registered investment advisor providing a turnkey asset management platform for investment portfolio management.

FGEM

Financial Gravity Enhanced Markets (FGEM): An independent marketing organization (IMO) managing agents and assisting clients with annuities and life insurance solutions.

FGFOS

Financial Gravity Family Office Services (FGFOS): A registered investment advisor and fractional family office offering financial planning and investment advisory services.

FGTS

Financial Gravity Tax Services (FGTS): A tax services firm specializing in tax returns, strategic tax planning, and tax projections.

FOD

Family Office Director

FOP

Family Office Partner

I

IAR

Investment Advisor Representative

IFOD

Independent Family Office Director

IMO

(Independent Marketing Organization): A company formed by independent life insurance agents, serving as a bridge between insurance carriers and independent agents.

Intake Risk Category

Risk Category filled out by client on their intake form

Q

QCD

Qualified Charitable Distribution

R

Real Risk Number

This term is often used on conversation, and usually refers to the Real Risk Tolerance

Real Risk Score

The risk of the underlying security, when aggregated by weighted average of a portfolio's holdings is the portfolio's real risk score.

Real Risk Score Category

The correlating risk category determiend by the real risk score

Real Risk Target

The risk of the asset allocation aligned closely to the Real Risk tolerance chosen by the client

Real Risk Tolerance

This is the number representing the risk a client is willing to take with their portfolio (from the Risk Meter)

Real Risk Tolerance Category

The correlating risk category determined by the real risk tolerance

RIA

Registered Investment Advisor

RMD

Required Minimum Distribution

T

TAMP

Turnkey Asset Management Provider

TBP

Tax Blueprint (TBP): A personalized tax savings strategy designed to help clients and businesses implement effective tax-saving measures.

TMA

Taxes First, Then Math Analysis

TMN

Tax Master Network (TMN): A tax strategy firm offering customized tax blueprints to help clients and businesses optimize tax savings.

TWR

Time Weighted Return

U

UFOD

Unlicenced Family Office Director